How Our Fees Work
Two worked examples below, using today's real commission and fee rates, for a customer paying EUR 100.00. The rate and fees that apply to your own category are always shown in your account.
Example: a property stay
10% VAT. A host who provides no hotel-type services is exempt instead (see our Host & Provider Agreement, section 3).
Total paid
EUR 100.00
of which VAT included in the price
EUR 9.09
LocalKurb commission (9% of the price without VAT)
-EUR 8.18
VAT on the commission
-EUR 1.72
Stripe fee
What Stripe charged for the card payment, passed on at cost.
-EUR 3.40
VAT on the card fee
-EUR 0.71
You receive
EUR 85.99
Stripe payout fee
Charged once per payout; shown here as if this sale were paid out alone.
-EUR 0.53
VAT on the payout fee
-EUR 0.11
What you receive, after the payout fee
EUR 85.35
What LocalKurb keeps
EUR 8.18
Example: a typical service
21% VAT, the standard Spanish rate.
Total paid
EUR 100.00
of which VAT included in the price
EUR 17.36
LocalKurb commission (10% of the price without VAT)
-EUR 8.26
VAT on the commission
-EUR 1.73
Stripe fee
What Stripe charged for the card payment, passed on at cost.
-EUR 3.40
VAT on the card fee
-EUR 0.71
You receive
EUR 85.90
Stripe payout fee
Charged once per payout; shown here as if this sale were paid out alone.
-EUR 0.53
VAT on the payout fee
-EUR 0.11
What you receive, after the payout fee
EUR 85.26
What LocalKurb keeps
EUR 8.26
Your first payout in any calendar month also carries a small Stripe monthly account fee, not shown in this per-sale example.
In these examples the Stripe fee is worked out at Stripe's highest card price, 3.15% + EUR 0.25. On a real sale it is what Stripe charged for that card, which can be lower.
Cards taken in person
A card taken in person (Quick Pay or the POS register, with Tap to Pay, a card reader or a countertop reader) carries the same payment fee line as an online payment: Stripe's real fee for that payment. Stripe's price for cards taken in person in Spain is 1.4% + EUR 0.10 for cards from the European Economic Area; Tap to Pay adds EUR 0.10 per authorization.
Stripe's prices for other cards and countries are on Stripe's pricing page.
A real sale can differ slightly: your own VAT rate, rounding, or a payout covering several sales at once. The exact figures for every sale are always in your account.